How to Improve Your Credit to Achieve Home Ownership

This post is sponsored by; all opinions are my own.

Credit score. For those that have bad credit, these two words can conjure up some pretty negative emotions. They can bring up regret over past financial mistakes and they even rob people of the ability to dream about achieving goals that require credit checks, like becoming a homeowner.

If this is something you can relate to, there is good news!

How to Improve Your Credit to Achieve Home Ownership  - For the Love of Mom Blog -

Your credit can be repaired and you can make home ownership a reality or maybe something else that you’ve given up hope on due to poor credit history.

The most important thing you can do is stop ignoring it and tackle your credit problems head on!

Most people know how good credit is established but how exactly do you repair bad credit?                                              

Here are 3 steps to take toward improving your credit score:

Check your credit.

Ignorance is not bliss. Avoiding checking your credit report can actually be hurting you.Or, at the very least, it is not helping you to move forward and change your credit for the better.

If you want to improve your credit, you have to know exactly what is on your report. It is not at all uncommon to have questionable negative items on a credit report. And these  items can be taken off. But you won’t know that unless you take a look. Face your fears and check your credit!

Challenge the bureaus and your creditors.

The next step is to actually challenge the questionable negative items that appear on your credit history. Legally, if they cannot be substantiated they have to be removed.


Your credit score can change when you take these steps and you will have the freedom of peace of mind to change your your situation, your habits and your future. You can own a home like you dream of but you have to be willing to take the steps.

While repairing your credit certainly can be done, it can also feel overwhelming even when you know what steps you need to take.

But what if someone could take the pressure off and handle it for you? That’s exactly what does. They will check your credit, challenge the bureaus and your creditors and keep doing so until all questionable negative items have been removed. Your credit and your life will change!

Don’t give up on that dream of owning a home, get to work on repairing your credit!